Home Loan Eligibility

Salaried

View Self-Employed
CITIBANK
Age
-
23-65
Minimum income per annum
1,00,000
Minimum Years in service
-
2 year
Loan amount
-
2,00,000 - 2,00,00000
Minimum tenure
-
5
Maximum tenure
25
Loan to value ratio
-
85% of Agreement value
ICICI
Age
-
21-65
Minimum income per annum
-
Minimum Years in service
-
1 year
Loan amount
-
2,00,000 - 1,00,00000
Minimum tenure
-
5
Maximum tenure
20
Loan to value ratio
-
85% of Agreement value
HDFC
Age
-
25-58
Minimum income per annum
-
Minimum Years in service
-
1 year
Loan amount
-
2,00,000 - 1,00,00000
Minimum tenure
-
5
Maximum tenure
20
Loan to value ratio
-
85% of Agreement value
HSBC
Age
-
25-58
Minimum income per annum
1,50,000
Minimum Years in service
-
3 years
Loan amount
-
2,00,000 - 1,00,00000
Minimum tenure
-
5
Maximum tenure
20
Loan to value ratio
-
85% of Agreement value
IDBI
Age
-
21-60
Minimum income per annum
96,000
Minimum Years in service
-
2 years
Loan amount
-
2,00,000 - 1,00,00000
Minimum tenure
-
5
Maximum tenure
20
Loan to value ratio
-
85% of Agreement value
LIC HOUSING FINANCE LTD
Age
-
25-58
Minimum income per annum
1,50,000
Minimum Years in service
-
N A
Loan amount
-
2,00,000 - 1,00,00000
Minimum tenure
-
7
Maximum tenure
20
Loan to value ratio
-
85% of Agreement value
SBI
Age
-
21-58
Minimum income per annum
1,00,000
Minimum Years in service
-
2 years
Loan amount
-
Any Amount
Minimum tenure
-
-
Maximum tenure
-
Loan to value ratio
-
85% of Agreement value
STANDARD CHARTERED
Age
-
21-58
Minimum income per annum
N A
Minimum Years in service
-
2 years
Loan amount
-
2,00,000 - 2,00,00000
Minimum tenure
-
5
Maximum tenure
20
Loan to value ratio
-
85% of Agreement value
Self- Employed
CITIBANK
Age
-
-
Minimum income per annum
85,000
Minimum Years in service
-
3 years
Loan amount
-
2,00,000 - 2,00,00000
Minimum tenure
-
5
Maximum tenure
20
Loan to value ratio
-
85% of Agreement value
ICICI
Age
-
21-65
Minimum income per annum
-
Minimum Years in service
-
3 years
Loan amount
-
2,00,000 - 2,00,00000
Minimum tenure
-
5
Maximum tenure
20
Loan to value ratio
-
85% of Agreement value
HDFC
Age
-
21-65
Minimum income per annum
-
Minimum Years in service
-
3 years
Loan amount
-
2,00,000 - 2,00,00000
Minimum tenure
-
5
Maximum tenure
20
Loan to value ratio
-
85% of Agreement value
HSBC
Age
-
21-65
Minimum income per annum
1,50,000
Minimum Years in service
-
2 years
Loan amount
-
2,00,000 - 2,00,00000
Minimum tenure
-
5
Maximum tenure
20
Loan to value ratio
-
85% of Agreement value
IDBI
Age
-
21-65
Minimum income per annum
2,00,000
Minimum Years in service
-
3 years
Loan amount
-
2,00,000 - 2,00,00000
Minimum tenure
-
5
Maximum tenure
20
Loan to value ratio
-
85% of Agreement value
LIC HOUSING FINANCE LTD
Age
-
21-70
Minimum income per annum
1,50,000
Minimum Years in service
-
N A
Loan amount
-
2,00,000 - 2,00,00000
Minimum tenure
-
7
Maximum tenure
20
Loan to value ratio
-
85% of Agreement value
Comparison
CITIBANK
Processing fees
-
As per bank
Admin fees
N A
Documents required (salaried)
-
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque
Documents required (self employed)
-
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque
Tenure in yrs
-
5 , 10 , 15 , 20

Interest rate

9.25%,
9.75%, 9.75%, 9.75%
-->
ICICI
Processing fees
-
As per Bank
Admin fees
0.5%+Service Tax
Documents required (salaried)
-
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque
Documents required (self employed)
-
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque
Tenure in yrs
-
5 , 10 , 15 , 20

Interest rate

8.25%,
9.25%, 9.25%, 9.75%
-->
HDFC
Processing fees
-
As per Bank
Admin fees
-
N A
Documents required (salaried)
-
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque
Documents required (self employed)
-
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque
Tenure in yrs
-
5 , 10 , 15 , 20

Interest rate

8.75%,
9.00%, 9.25%, 9.75%
-->
HSBC
Processing fees
-
As per Bank
Admin fees
N A
Documents required (salaried)
-
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque
Documents required (self employed)
-
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque
Tenure in yrs
-
5 , 10 , 15 , 20

Interest rate

8.50%,
9.00%, 9.25%, 9.75%
-->
IDBI
Processing fees
-
As per Bank
Admin fees
N A
Documents required (salaried)
-
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque
Documents required (self employed)
-
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque
Tenure in yrs
-
5 , 10 , 15 , 20

Interest rate

8.50%,
9.25%, 9.25%, 9.75%
-->
LIC HOUSING FINANCE LTD
Processing fees
-
As per Bank
Admin fees
N A
Documents required (salaried)
-
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque
Documents required (self employed)
-
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque
Tenure in yrs
-
5 , 10 , 15 , 20

Interest rate

8.75%,
9.00%, 9.25%, 9.75%
-->
SBI
Processing fees
-
As per Bank
Admin fees
N A
Documents required (salaried)
-
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque
Documents required (self employed)
-
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque
Tenure in yrs
-
5 , 10 , 15 , 20

Interest rate

8.50%,
NA , 9.00%, 9.75%
-->
STANDARD CHARTERED
Processing fees
-
As Per Bank
Admin fees

N A
Documents required (salaried)
-
Documents required (self employed)
-
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque
Tenure in yrs
-
5 , 10 , 15 , 20

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